Travel Insurances
IP International Projects, its representatives, partners and staff are not liable for any loss, damage, illness or injury to persons or property however caused. We therefore strongly recommend that you take out insurance for your own financial and personal security.
You can take out your own insurance or take out the travel insurance offered by our partner organization, HanseMerkur.
The HanseMerkur offers travel insurances for foreign guests staying up to 365 days in the chosen country.
We offer two different types of insurance:
Travel Health Insurance
Compensation payment for:
- Costs of outpatient treatment according to the German physicians’ or dentists’ scale of charges (GOÄ / GÖZ) valid at the time up to the regular maximum rate
- according to no. 437 and section M (laboratory costs) up to 1.15 fold
- according to sections A, E and O (technical performances) up to 1.8 fold
- in any other cases up to 2.3 fold
- medically prescribed medicines and dressings
- medically prescribed massages, medical packages and inhalations up to EUR 300.-/year
- medically prescribed adjuvants following an accident
- cost of outpatient treatment according to dentists’ scale of charges2.3 fold
- painkilling dental treatment / restoring function of dentures per insured year:
- up to EUR 300.00 for policies with a duration of up to 6months
- up to EUR 600.00 for policies with a duration of over 6 months
- pregnancy check-ups and treatment
- delivery after a waiting period of 8 months
- cost of in-patient treatment in multiple-bedded room
- transportation to in-patient treatment
- repatriation/funeral costs up to EUR 10,000
- excess per insured event EUR 25.00
Price: 1.70 EUR / 1.45 GBP per day (min. 10.00 EUR / 8.50 GBP)
Travel Accident and Liability Insurance
Accident Insurance – sum assured:
- in the event of death EUR 5,000
- in case of invalidity EUR 25,000
The sum assured is doubled in the event of 90% and more invalidity
Liability Insurance – sum assured:
EUR 1.5 million
Lump sum cover for personal injuries and Damage to property
Price: 0.15 EUR / 0.13 GBP per day (min. 3.00 EUR / 2.40 GBP)
For a full version of the contents of the policy, kindly refer to the insurance policy and the terms and conditions of insurance!
